Category: Tax-Free Savings Accounts

Tax-free savings accounts not always tax-free

Published by David Davies & Alexander Demner & Kyle Spampinato

In Ahamed v. The King (“Ahamed”), the Tax Court of Canada held that a tax-free savings account (“TFSA”), despite its moniker, is capable of carrying on a business of trading securities and any income earned from that business is fully…

2021 Federal Budget – A Critical Analysis and Overview of the Principal Proposed Income Tax Measures

Published by Thorsteinssons LLP

Authors: Alexander Demner, Tyler Berg, and Gloria Wang

The federal government released its 2021 budget on April 19, 2021. Coming in as the longest budget in Canadian history, Budget 2021 proposes a myriad of income tax…

Federal Government Tables Budget 2019: Investing in the Middle Class

Published by Tim Barrett

Minister of Finance, Bill Morneau, tabled the 2019 Budget today (“Budget Day”). This Thorsteinssons update summarizes some of the main tax takeaways.

The tax measures introduced in the Budget should not impact the vast majority of businesses. As a pre-election…

Taxable TFSAs

Published by David Davies

Almost since Tax-Free Savings Accounts (TFSAs) were first introduced in 2009, the Canada Revenue Agency (CRA) has been intent on clamping down on what it views as inappropriate activities undertaken within TFSAs. One area in particular has raised the ire…

CRA Expands Audits of Tax-Free Savings Accounts (TFSAs)

Published by David Davies

We have reported previously on the audit initiatives of the Canada Revenue Agency (CRA) with respect to Tax-Free Savings Accounts (TFSAs) (http://www.thor.ca/tax-alerts/punitive-tfsa-audits/ and http://thor.ca/blog/2012/11/cra-begins-issuing-tax-free-savings-account-tfsa-reassessments/). Recent discussions and correspondence with the CRA suggest a significant expansion of those audit activities.…